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Didn’t realize the $25 visa gift card on Swagbucks is online only. Anything I can possibly use it on if I very rarely buy things online?

I haven’t purchased it yet but I’m aware this is the best value redemption for Swagbucks. I guess I assumed they just send you a plastic card via snail mail. Is it considered a debit account, i.e. would I be able to apply it to my normal credit card statement? Has anyone had success applying a visa GC to part of a utility bill or gym membership or something? Seems like sort of a hassle.

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